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Final expense insurance, also known as burial or funeral insurance, is a whole life policy designed to cover medical bills and funeral costs.
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Final Expense Life Insurance for Seniors
Final expense life insurance is favored by seniors for its affordability and focus on covering funeral costs. Unlike traditional life insurance, which replaces income for families during working years, final expense insurance is ideal for retirees who have fewer financial obligations. It ensures that any remaining expenses are covered, relieving loved ones of the financial burden after one's passing.
Common Features of Final Expense Plans:
- Whole life insurance – no expiration if premiums are paid
- Cash value – insured may be able to take out a policy loan
- Fixed premiums as long as they’re paid
- Simplified issue – usually no medical exam (also called a life insurance exam) is required, just health questions on the application
- Easy application process
- Fast approvals – coverage can often be issued in days
- Affordable rates
At Health Prime Insurance, we believe in making healthcare simple and affordable. Our Medicare Advantage plans are designed to give you comprehensive coverage and peace of mind. Discover the right plan for you and enjoy better health and better savings with Health Prime Insurance.